Supported Living Property Investment and Finance
Insights, guides and opportunities for supported living property in the North West of England
Supported Living Guides
What is supported living?
Supported living is a housing model where vulnerable adults live independently while receiving support from specialist providers. Properties are usually leased by operators who manage the residents and services. Investors supply the property while the provider delivers the care.
Supported Living Investment guide
Supported living property has become an increasingly popular investment model for landlords seeking stable long term income. Properties are typically leased to supported living operators who house residents with support needs. This investment guide explains how investors enter the sector.
Lease model explained
Supported living properties are usually (but not always) leased to operators on longer term agreements. The operator becomes the tenant and manages the residents and support services within the building. Our completely free guide explains how these lease structures work.
Investment Opportunities
Supported living continues to attract investors looking for long term, stable income from property. Explore opportunities in the North West or connect with operators actively seeking suitable buildings.
Please click on either button below for more information
Directory of Supported Living Operators
Finance for Supported Living
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Commercial Mortgages
Commercial mortgages are commonly used to purchase or refinance supported living property. Lenders assess the lease structure, the operator and the long term rental income when underwriting the loan. This type of finance is often suitable for stabilised properties with an established operator in place.
Bridging Finance
Bridging finance can help investors purchase or convert properties intended for supported living. It is often used for acquisitions, refurbishment projects or properties that need repositioning before a long term lease is agreed with an operator. Once the property is ready it is typically refinanced onto a commercial mortgage.
Development Finance
Development finance can be used to fund the construction or major conversion of buildings for supported living use. This may include converting large houses, HMOs or commercial buildings into suitable supported accommodation. Funding is usually released in stages (or tranches) as the development progresses.
FAQs
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Supported living property investment is the purchase or conversion of residential property that is leased to a supported living provider. The provider houses vulnerable adults who need help to live independently. These may include people with learning disabilities, mental health needs or those leaving care. The landlord provides the property while the provider manages the residents and support services.